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Estimate your monthly payments and interest costs
$0.00
$240,000.00
$0.00
$0.00
0.0%
20.0% of home price
$0.00 per month
Standard Loan
The process of paying off a debt over time through regular payments. In the early years, most of your payment goes toward interest, not principal.
The ratio of the loan amount to the home's value. Lenders use this to assess risk. Higher LTV often means higher interest rates or private mortgage insurance (PMI).
The percentage of your gross monthly income that goes to paying your monthly debt payments. Lenders prefer a DTI below 36-43%.
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