💡 Smart Decision Guide
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Interest Rates Matter
When loan rates are high (> 5-6%), monthly rent might be cheaper than paying interest on a huge Jeonse loan.
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Opportunity Cost
Your specific deposit money could earn interest in a bank. We subtract this potential earning from the Jeonse benefit.
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Jeonse Fraud Risk
Always check if the landlord has the financial capacity to return your deposit. Ensure you have insurance (HUG/SGI).