Real Estate Loan Calculator

Calculate monthly payments with Equal Principal vs Equal Payment methods. Includes LTV/DSR checks.

Adjust sliders to see your limit in real-time.

Annual Income

₩50,000,000

Existing Annual Debt Payments

House Price

₩500,000,000

Loan Term (Years) (30 yr)

Annual Interest Rate (%) (4.5%)

Regulated Area

Max Loan Amount

First Month Payment

Principal + Interest

Ratios

% DSR

% LTV

Which method saves you more money?

📉 **Equal Principal**: Higher initial payments, but lower total interest.

➖ **Equal Payment**: Monthly payments are constant. Easier for planning. Most common method.

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