연금저축 & IRP 세액공제 계산기
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Enter your income and contribution details to reveal your hidden treasure.
Wealth Maximization
Tax deductions are the only guaranteed "return on investment" in the stock market. By utilizing Pension Savings and IRP, you can receive up to 16.5% of your contributions back at the end of the year.
The total annual contribution limit for tax credit is 9 million KRW. Pension savings are capped at 6 million, while IRP can cover the full 9 million.
Strategic Limits
Income Bracket
Total wages under 55M KRW get 16.5% credit. Above 55M, it's 13.2%.
Withdrawal Clause
These are long-term accounts. Early withdrawal may result in a 16.5% penalty tax.
Auto-Rebalance
Most IRP/Pension plans allow investing in ETFs and target-date funds (TDFs) for automation.